Attorney at law before the Supreme Court for bank fraud

Attorney at law before the Supreme Court for bank fraud

Interview with Fulvio Sarzana di S.Ippolito, Supreme Court lawyer of the Studio legale di Roma, Sarzana e Partners Law Firm, on protection from Internet banking fraud

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The criminals send out half a dozen orders for postal money orders, via e-banking. They also change the access data to the online account. When victim notices this, he begins to understand: he contacts the bank; the theft is confirmed. A complaint is filed, but there is little hope of recovering the money immediately

 

“If they had been ordinary transfers instead of postal orders, as usually happens with these scams, it would have been easier to block them through the bank, at a later time,” says Dal Checco. Instant transfers, no, but many banks place limits on the maximum amount.” Postal orders have the double advantage, for criminals, of not being blockable and having no limits.

 

At this point, the hope is that the bank will return that money. And the advice is to try by starting an online dispute through the financial banking arbitrator,” explains Fulvio Sarzana, a lawyer who has specialized in this sector for decades. The dispute costs 20 euros. Much less than an ordinary lawsuit with the bank and which would also require an expensive forensic examination of the cell phone, at the victim’s expense. The goal is to be able to demonstrate some responsibility on the part of the bank; a flaw in the security measures put in place to prevent the theft.

 

Only in this case can the victim hope for a refund of the amount lost. However, it is a path with many uncertainties. Sometimes the referee gives the user the right; sometimes the bank. Experts therefore continue to repeat that prevention is the best defense against these scams. Increasingly difficult, given that the techniques are always changing and seem increasingly effective. The basic advice remains valid: never give personal information to those who contact us

Attorney at law before the Supreme Court for bank fraud

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